Welcome to Daryl Lum’s Blog.
Welcome to my blog. I write about stocks, finance, property, business-related topics and the occasional random musings…
Feel free to read my blog. Any feedback or queries? You can direct them to [email protected]
Investment, Insurance and Finance
Here are my articles about investing in stocks, bonds and other instruments. I also write about insurance and finance related topics.
Deleveraging the economy
In recent months, inflation has been souring. Governments and central banks across the world have been trying to tame the rate of price increases. In most cases, with little to [...]
Why is the stock market rising if the economy is doing badly?
We are in the midst of a global pandemic and this has caused the global economy to contract at record levels. The US economy shrank by an annual rate of [...]
The unemployment rate in Singapore may get worse before it gets better
As Singapore enters its worst recession since gaining independence, it is perplexing to see shopping malls packed to the brim, the stock market showing resilience and property prices and car [...]
Property
Articles about the real estate market with insights. Property guides for property buyers who would like to know about the various rules and regulations when buying a property in Singapore or the rest of the world.
How will I know how much foreign currency to pay for my Thai property?
For foreigners who are purchasing Thai property, they have to pay for the purchase with any currency other than Thai baht. Without getting too technical, there is a rule in [...]
I would like to retire in Bangkok, what do I need to take note of?
Thailand, namely Bangkok, is one of the best places in the world to retire. It has excellent healthcare, a low cost of living and a general attitude that is welcoming [...]
An overview of the various Thailand visas available to foreigners (June 2024 update)
A Thailand visa is an endorsement on an individual's passport indicating that the holder is allowed to enter, leave or stay in Thailand for a specified period. All foreigners who [...]
Singapore Property Reviews
My personal opinion about the latest new project launches in Singapore.
My review of Forett at Bukit Timah by Qingjian Realty
One of the first few developments to be launched after the third quarter will be Forett at Bukit Timah. If it were not for the COVID-19 situation, I believe this [...]
My review of Clavon by UOL Group
We currently live in strangely unprecedented times with most of Singapore cooped up at home due to the state-imposed circuit breaker to curb the spread of COVID-19. The economy is [...]
My review of The M by Wingtai Asia
The M by Wingtai Asia was launched just before the outbreak of COVID-19 worsened globally. It was perhaps the most opportune time for the developer, Wingtai Asia, to launch The [...]
Bangkok Property Reviews
My personal opinion about the latest new project launches in Bangkok.
My review of Ideo Sukhumvit-Rama 4, Aspire Sukhumvit-Rama 4 and Oka Haus
Bangkok properties have risen a great deal from the time I first entered the Bangkok property market. Prices are close to an all-time high currently. Thailand is not immune to [...]
My review of Shush Ratchathewi
Sansiri is a brand that is synonymous when it comes to properties in Thailand. Sansiri is right front and centre now that its previous CEO, Srettha Thavisin, is the current [...]
My review of Aspire Onnut Station by AP Thai and Nia by Sansiri
The Onnut area has been a very popular area in recent years. It is very close to the upscale neighbourhoods like Thong Lor, Ekkamai and Phrom Phong but in many [...]
Ask Me Anything
If you have a topic which you would like to be discussed, you can email me at [email protected] or drop me a WhatsApp message.
What is SIBOR and SOR and how do they affect home loan rates?
SIBOR stands for Singapore Interbank Offered Rate. It is the benchmark interest rate for lending between banks within the Asian market. Banks are required to keep a certain level of [...]
Why is the Thai Baht so strong and will it weaken in the future?
The Thai Baht has been the best performing Asian currency for the year. To date, the US Dollar has lost about 7.8 per cent to the Thai Baht in terms [...]