Welcome to Daryl Lum’s Blog.
Welcome to my blog. I write about stocks, finance, property, business-related topics and the occasional random musings…
Feel free to read my blog. Any feedback or queries? You can direct them to [email protected]
Investment, Insurance and Finance
Here are my articles about investing in stocks, bonds and other instruments. I also write about insurance and finance related topics.
What just may happen if asset prices continue to rise indefinitely
Recently a five-room HDB flat at Margaret Drive was sold for a record SGD$1.73 million. To put this in context, when I first started in property sales about 20 years [...]
Sit down, appreciate the silence, and think about what is truly going on…
Investing these days can be very daunting. Investors need to understand what they are investing and the first port of call would be the Internet. While the Internet is the [...]
Deleveraging the economy
In recent months, inflation has been souring. Governments and central banks across the world have been trying to tame the rate of price increases. In most cases, with little to [...]
Property
Articles about the real estate market with insights. Property guides for property buyers who would like to know about the various rules and regulations when buying a property in Singapore or the rest of the world.
How will I know how much foreign currency to pay for my Thai property?
For foreigners who are purchasing Thai property, they have to pay for the purchase with any currency other than Thai baht. Without getting too technical, there is a rule in [...]
I would like to retire in Bangkok, what do I need to take note of?
Thailand, namely Bangkok, is one of the best places in the world to retire. It has excellent healthcare, a low cost of living and a general attitude that is welcoming [...]
An overview of the various Thailand visas available to foreigners (June 2024 update)
A Thailand visa is an endorsement on an individual's passport indicating that the holder is allowed to enter, leave or stay in Thailand for a specified period. All foreigners who [...]
Singapore Property Reviews
My personal opinion about the latest new project launches in Singapore.
My review of Normanton Park by Kingsford Development
The Singapore property market has been on a recession defying run recently. Despite the Singapore economy contracting by a record 5.8% year over year in a pandemic hit 2020, private [...]
My review of The Landmark by SSLE, MCC Land and ZACD
The recession which we are in may be the worst recession since independence but private home prices in Singapore have been bucking the trend and are rising. The overall price [...]
My review of Penrose by CDL and Hong Leong Holdings
As Singapore progresses deeper into its worst recession on record, property prices have remained resilient. Singapore private home prices rose by 0.3 per cent in the second quarter of 2020, [...]
Bangkok Property Reviews
My personal opinion about the latest new project launches in Bangkok.
My review of Nue Epic Asok-Rama 9
The Rama 9 area is Bangkok's second central business district (CBD). With the main business district, the Sathorn financial district, having overcrowding issues, it made sense for many companies to [...]
My review of Whizdom Craftz Samyan and Culture Chula
If you did not already know, Chulalongkorn University is the top university in Thailand. It is situated in the heart of Bangkok. The closest BTS stations are BTS National Stadium [...]
My review of Ideo Sukhumvit-Rama 4, Aspire Sukhumvit-Rama 4 and Oka Haus
Bangkok properties have risen a great deal from the time I first entered the Bangkok property market. Prices are close to an all-time high currently. Thailand is not immune to [...]
Ask Me Anything
If you have a topic which you would like to be discussed, you can email me at [email protected] or drop me a WhatsApp message.
What is SIBOR and SOR and how do they affect home loan rates?
SIBOR stands for Singapore Interbank Offered Rate. It is the benchmark interest rate for lending between banks within the Asian market. Banks are required to keep a certain level of [...]
Why is the Thai Baht so strong and will it weaken in the future?
The Thai Baht has been the best performing Asian currency for the year. To date, the US Dollar has lost about 7.8 per cent to the Thai Baht in terms [...]
