Welcome to Daryl Lum’s Blog.
Welcome to my blog. I write about stocks, finance, property, business-related topics and the occasional random musings…
Feel free to read my blog. Any feedback or queries? You can direct them to [email protected]
Investment, Insurance and Finance
Here are my articles about investing in stocks, bonds and other instruments. I also write about insurance and finance related topics.
Sit down, appreciate the silence, and think about what is truly going on…
Investing these days can be very daunting. Investors need to understand what they are investing and the first port of call would be the Internet. While the Internet is the [...]
Deleveraging the economy
In recent months, inflation has been souring. Governments and central banks across the world have been trying to tame the rate of price increases. In most cases, with little to [...]
Why is the stock market rising if the economy is doing badly?
We are in the midst of a global pandemic and this has caused the global economy to contract at record levels. The US economy shrank by an annual rate of [...]
Property
Articles about the real estate market with insights. Property guides for property buyers who would like to know about the various rules and regulations when buying a property in Singapore or the rest of the world.
Why a soft landing for property prices in Singapore may be an ideal situation
What has always perplexed me is the fallacy that investors outside a falling property market will usually remark that the investors are not savvy. The reason parties are losing monies [...]
The Chinese property boom and bust. A cautionary tale.
Speculation is a very dangerous thing. However, truth be told, much of the market, be it real estate or equities, is involved in speculative activities. To understand speculation, we first [...]
The good locations for property investment in Bangkok (2023 update)
Back in 2017, I posted a blog article on the good locations for property investment in Bangkok. Since then, which was six years ago, many other factors have come into [...]
Singapore Property Reviews
My personal opinion about the latest new project launches in Singapore.
My review of Normanton Park by Kingsford Development
The Singapore property market has been on a recession defying run recently. Despite the Singapore economy contracting by a record 5.8% year over year in a pandemic hit 2020, private [...]
My review of The Landmark by SSLE, MCC Land and ZACD
The recession which we are in may be the worst recession since independence but private home prices in Singapore have been bucking the trend and are rising. The overall price [...]
My review of Penrose by CDL and Hong Leong Holdings
As Singapore progresses deeper into its worst recession on record, property prices have remained resilient. Singapore private home prices rose by 0.3 per cent in the second quarter of 2020, [...]
Bangkok Property Reviews
My personal opinion about the latest new project launches in Bangkok.
My review of Shush Ratchathewi
Sansiri is a brand that is synonymous when it comes to properties in Thailand. Sansiri is right front and centre now that its previous CEO, Srettha Thavisin, is the current [...]
My review of Aspire Onnut Station by AP Thai and Nia by Sansiri
The Onnut area has been a very popular area in recent years. It is very close to the upscale neighbourhoods like Thong Lor, Ekkamai and Phrom Phong but in many [...]
My review of Culture Chula
The Thai property market is gradually picking up. While the pace of recovery is healthy, it was hampered by the fact that the Chinese had not returned in full force [...]
Ask Me Anything
If you have a topic which you would like to be discussed, you can email me at [email protected] or drop me a WhatsApp message.
What is SIBOR and SOR and how do they affect home loan rates?
SIBOR stands for Singapore Interbank Offered Rate. It is the benchmark interest rate for lending between banks within the Asian market. Banks are required to keep a certain level of [...]
Why is the Thai Baht so strong and will it weaken in the future?
The Thai Baht has been the best performing Asian currency for the year. To date, the US Dollar has lost about 7.8 per cent to the Thai Baht in terms [...]
Random Musings
Here are my posts about all other matters that don’t fall into any of the above categories.
2024 and beyond!
The new year is here! 2023 was an exceptional year. I have had several people asking me what I had been up to for the past few years. I was [...]
Sit down, appreciate the silence, and think about what is truly going on…
Investing these days can be very daunting. Investors need to understand what they are investing and the first port of call would be the Internet. While the Internet is the [...]
Some changes to my humble blog
It has been a long while since I've blogged. I have been extremely busy with some other matters. So much so that I did not have the time to post [...]