Welcome to Daryl Lum’s Blog.
Welcome to my blog. I write about stocks, finance, property, business-related topics and the occasional random musings…
I also write on justfollowlaw.com and littlebigreddot.com
Feel free to read my blog. Any feedback or queries? You can direct them to [email protected]
Oh yes, I finally completed this… If any one wants a copy of this, please fill in this mailing list of mine and it will get mailed to you.
This is an e-book which I took a great deal of time to compile. If you want to know what are the contents of the e-book, please click here.
Investment, Insurance and Finance
Here are my articles about investing in stocks, bonds and other instruments. I also write about insurance and finance related topics.
When Japan buys the yen: why US bonds, mortgages and stocks may feel it
Japan and the United States have stepped in to strengthen the yen. Here is how repeated intervention could reach Treasury yields, credit spreads, mortgage rates and equity valuations, and why the outcome is not automatic.
When oil jumps and Big Tech falls
Brent briefly crossed US$100 as bond yields rose and Big Tech fell. Trace how the shock moves through inflation, margins, spending and valuations.
Investing too heavily in artificial intelligence may be a costly mistake
Tesla’s revenue rose, but operating profit collapsed. SpaceX is below its IPO price while Starlink carries much of the group. Here is why investors should be careful about concentrating too heavily in artificial intelligence shares.
Property
Articles about the real estate market with insights. Property guides for property buyers who would like to know about the various rules and regulations when buying a property in Singapore or the rest of the world.
Two property rules were relaxed. This is not the start of an easing cycle
Why removing HDB’s 15-month wait-out period is timely: more MOP supply is coming, the market is easing and premium resale flats may receive targeted support.
Private home prices rose 0.5%, but that is not the whole story
Singapore private home prices rose 0.5% in 2Q2026, but the headline masks differences between landed, non-landed, CCR, RCR and OCR segments.
Thailand’s new 3-million-baht Investment Visa
In late 2025, Thailand introduced a new 3-million-baht Investment Visa. Technically this is not a visa in a traditional sense (i.e. a visa is an approval to enter the country). [...]
Singapore Property Reviews
My personal opinion about the latest new project launches in Singapore.
My review of One Marina Gardens by the Kingsford Group
You know what I find perplexing? If location is key when it comes to property investment, then why are properties in the core central region getting so little interest from [...]
My review of Aurea by Far East Organization and Perennial Holdings
This is the redeveloped Golden Mile Complex. Golden Mile Complex held a special place in my heart. While I did not go to Golden Mile Complex very often, perhaps two [...]
My review of Parktown Residence by CapitaLand, UOL and Singapore Land
I have not done a review on a new launch in Singapore for some time. I find prices have gone far ahead of fundamentals. Not that you cannot purchase property [...]
Bangkok Property Reviews
My personal opinion about the latest new project launches in Bangkok.
My review of Noble Form Thonglor by Noble Development
For the record, if I were to live long term in Bangkok, it would be in the Thonglor neighbourhood. There are many reasons to live in Thonglor. For starters, this [...]
My review of Origin Residences Sukhumvit by Origin Property
To start off this property review, I will need to get this point across initially. Currently it is easier to rent a property in central Bangkok than it is to [...]
My review of Reference Ekkamai by SC Asset
It is not very often that a new development comes up in Ekkamai. For those unfamiliar with the Bangkok residential scene, the Ekkamai and Thonglor areas are among the most [...]
Ask Me Anything
If you have a topic which you would like to be discussed, you can email me at [email protected] or drop me a WhatsApp message.
Can we still buy Bangkok properties?
I am assuming that this is in relation to the skyscraper that collapsed on 28 March 2025. If you are not familiar with this piece of news, on 28 March [...]
Should I wait for later new launch phases to see if the developer will give more discounts?
Such a question is indicative of a purchaser who has not made up his or her mind on whether to purchase a certain property during its launch. For clarity's sake, [...]
Why is it that foreigners cannot obtain a mortgage from a local Thai bank when purchasing Thai property?
If you are a foreigner, not a Thai local resident, and were to purchase a Thai property, the options to obtain a mortgage are limited. Your only option is to [...]
Random Musings
Here are my posts about all other matters that don’t fall into any of the above categories.
The Certificate of Entitlement. A flawed system that persists with no end in sight…
Now I hope I am wrong. I do hope that the current system that regulates car ownership will change. There may not need to be a drastic change but there [...]
2024 and beyond!
The new year is here! 2023 was an exceptional year. I have had several people asking me what I had been up to for the past few years. I was [...]
Sit down, appreciate the silence, and think about what is truly going on…
Investing these days can be very daunting. Investors need to understand what they are investing and the first port of call would be the Internet. While the Internet is the [...]
