Welcome to Daryl Lum’s Blog.
Welcome to my blog. I write about stocks, finance, property, business-related topics and the occasional random musings…
I also write on justfollowlaw.com and littlebigreddot.com
Feel free to read my blog. Any feedback or queries? You can direct them to [email protected]
Oh yes, I finally completed this… If any one wants a copy of this, please fill in this mailing list of mine and it will get mailed to you.
This is an e-book which I took a great deal of time to compile. If you want to know what are the contents of the e-book, please click here.
Investment, Insurance and Finance
Here are my articles about investing in stocks, bonds and other instruments. I also write about insurance and finance related topics.
Making sense of Trump’s tariffs
Unless you have been living under a rock, you would be aware that the US president Donald Trump imposed "reciprocal" tariffs to just about every country around the world. The [...]
Why is Tesla stock falling? Other compelling reasons to explain the price correction.
I have always maintained that we need to stick to certain metrics when we invest. Let me explain. When we invest in property, we have to determine the metrics that [...]
Chocolate Finance: When things are too good to be true, they probably are…
To put things into context, Chocolate Finance is not a bank. They do not have a banking licence. They have a Capital Markets Services Licence issued by the Monetary Authority [...]
Property
Articles about the real estate market with insights. Property guides for property buyers who would like to know about the various rules and regulations when buying a property in Singapore or the rest of the world.
Four factors to consider when investing in overseas properties
I have been dealing with the Singapore and Bangkok property market for many years. The Singapore property market for about two decades and the Bangkok property market for one. I [...]
Conflicting reports by analysts and news sources do not help property buyers
Yesterday I watched a ChannelNewsAsia clip stating that certain analysts made a statement that "Commercial rents in Woodlands must stay competitive or lose out to Johor". It was posted on [...]
The Normal Payment Scheme and Deferred Payment Schemes for Executive Condominiums
Executive condominiums ("ECs") are a hybrid form of property—a somewhat middle ground between a private condominium and public housing. ECs are built by private developers but sold under public housing [...]
Singapore Property Reviews
My personal opinion about the latest new project launches in Singapore.
My review of Normanton Park by Kingsford Development
The Singapore property market has been on a recession defying run recently. Despite the Singapore economy contracting by a record 5.8% year over year in a pandemic hit 2020, private [...]
My review of The Landmark by SSLE, MCC Land and ZACD
The recession which we are in may be the worst recession since independence but private home prices in Singapore have been bucking the trend and are rising. The overall price [...]
My review of Penrose by CDL and Hong Leong Holdings
As Singapore progresses deeper into its worst recession on record, property prices have remained resilient. Singapore private home prices rose by 0.3 per cent in the second quarter of 2020, [...]
Bangkok Property Reviews
My personal opinion about the latest new project launches in Bangkok.
My review of Nue Epic Asok-Rama 9
The Rama 9 area is Bangkok's second central business district (CBD). With the main business district, the Sathorn financial district, having overcrowding issues, it made sense for many companies to [...]
My review of Whizdom Craftz Samyan and Culture Chula
If you did not already know, Chulalongkorn University is the top university in Thailand. It is situated in the heart of Bangkok. The closest BTS stations are BTS National Stadium [...]
My review of Ideo Sukhumvit-Rama 4, Aspire Sukhumvit-Rama 4 and Oka Haus
Bangkok properties have risen a great deal from the time I first entered the Bangkok property market. Prices are close to an all-time high currently. Thailand is not immune to [...]
Ask Me Anything
If you have a topic which you would like to be discussed, you can email me at [email protected] or drop me a WhatsApp message.
What is the Foreign Exchange Transaction Form (FET)?
The Foreign Exchange Transaction Form (FET) is a document that is issued by a Thai bank. It is issued when foreign currency is transferred from outside of Thailand into Thailand. [...]
What is SIBOR and SOR and how do they affect home loan rates?
SIBOR stands for Singapore Interbank Offered Rate. It is the benchmark interest rate for lending between banks within the Asian market. Banks are required to keep a certain level of [...]
Why is the Thai Baht so strong and will it weaken in the future?
The Thai Baht has been the best performing Asian currency for the year. To date, the US Dollar has lost about 7.8 per cent to the Thai Baht in terms [...]
Random Musings
Here are my posts about all other matters that don’t fall into any of the above categories.
Some changes to my humble blog
It has been a long while since I've blogged. I have been extremely busy with some other matters. So much so that I did not have the time to post [...]
