Welcome to Daryl Lum’s Blog.
Welcome to my blog. I write about stocks, finance, property, business-related topics and the occasional random musings…
Feel free to read my blog. Any feedback or queries? You can direct them to [email protected]
Investment, Insurance and Finance
Here are my articles about investing in stocks, bonds and other instruments. I also write about insurance and finance related topics.
When it comes to investing, nothing travels in a singular direction
There is a concept called contrarian investing. It is an investment style where investors go against the prevailing market trend. While it is simple to understand, it is very difficult, [...]
What just may happen if asset prices continue to rise indefinitely
Recently a five-room HDB flat at Margaret Drive was sold for a record SGD$1.73 million. To put this in context, when I first started in property sales about 20 years [...]
Sit down, appreciate the silence, and think about what is truly going on…
Investing these days can be very daunting. Investors need to understand what they are investing and the first port of call would be the Internet. While the Internet is the [...]
Property
Articles about the real estate market with insights. Property guides for property buyers who would like to know about the various rules and regulations when buying a property in Singapore or the rest of the world.
Conflicting reports by analysts and news sources do not help property buyers
Yesterday I watched a ChannelNewsAsia clip stating that certain analysts made a statement that "Commercial rents in Woodlands must stay competitive or lose out to Johor". It was posted on [...]
The Normal Payment Scheme and Deferred Payment Schemes for Executive Condominiums
Executive condominiums ("ECs") are a hybrid form of property—a somewhat middle ground between a private condominium and public housing. ECs are built by private developers but sold under public housing [...]
How will I know how much foreign currency to pay for my Thai property?
For foreigners who are purchasing Thai property, they have to pay for the purchase with any currency other than Thai baht. Without getting too technical, there is a rule in [...]
Singapore Property Reviews
My personal opinion about the latest new project launches in Singapore.
My review of Normanton Park by Kingsford Development
The Singapore property market has been on a recession defying run recently. Despite the Singapore economy contracting by a record 5.8% year over year in a pandemic hit 2020, private [...]
My review of The Landmark by SSLE, MCC Land and ZACD
The recession which we are in may be the worst recession since independence but private home prices in Singapore have been bucking the trend and are rising. The overall price [...]
My review of Penrose by CDL and Hong Leong Holdings
As Singapore progresses deeper into its worst recession on record, property prices have remained resilient. Singapore private home prices rose by 0.3 per cent in the second quarter of 2020, [...]
Bangkok Property Reviews
My personal opinion about the latest new project launches in Bangkok.
My review of Reference Ekkamai by SC Asset
It is not very often that a new development comes up in Ekkamai. For those unfamiliar with the Bangkok residential scene, the Ekkamai and Thonglor areas are among the most [...]
My review of Nue Epic Asok-Rama 9
The Rama 9 area is Bangkok's second central business district (CBD). With the main business district, the Sathorn financial district, having overcrowding issues, it made sense for many companies to [...]
My review of Whizdom Craftz Samyan and Culture Chula
If you did not already know, Chulalongkorn University is the top university in Thailand. It is situated in the heart of Bangkok. The closest BTS stations are BTS National Stadium [...]
Ask Me Anything
If you have a topic which you would like to be discussed, you can email me at [email protected] or drop me a WhatsApp message.
Should I wait for later new launch phases to see if the developer will give more discounts?
Such a question is indicative of a purchaser who has not made up his or her mind on whether to purchase a certain property during its launch. For clarity's sake, [...]
Why is it that foreigners cannot obtain a mortgage from a local Thai bank when purchasing Thai property?
If you are a foreigner, not a Thai local resident, and were to purchase a Thai property, the options to obtain a mortgage are limited. Your only option is to [...]
What is the Foreign Exchange Transaction Form (FET)?
The Foreign Exchange Transaction Form (FET) is a document that is issued by a Thai bank. It is issued when foreign currency is transferred from outside of Thailand into Thailand. [...]
Random Musings
Here are my posts about all other matters that don’t fall into any of the above categories.
2024 and beyond!
The new year is here! 2023 was an exceptional year. I have had several people asking me what I had been up to for the past few years. I was [...]
Sit down, appreciate the silence, and think about what is truly going on…
Investing these days can be very daunting. Investors need to understand what they are investing and the first port of call would be the Internet. While the Internet is the [...]
Some changes to my humble blog
It has been a long while since I've blogged. I have been extremely busy with some other matters. So much so that I did not have the time to post [...]
