Welcome to Daryl Lum’s Blog.
Welcome to my blog. I write about stocks, finance, property, business-related topics and the occasional random musings…
Feel free to read my blog. Any feedback or queries? You can direct them to [email protected]
Investment, Insurance and Finance
Here are my articles about investing in stocks, bonds and other instruments. I also write about insurance and finance related topics.
Chocolate Finance: When things are too good to be true, they probably are…
To put things into context, Chocolate Finance is not a bank. They do not have a banking licence. They have a Capital Markets Services Licence issued by the Monetary Authority [...]
Things to do BEFORE you start investing
Being a successful investor is the holy grail isn't it? Being able to sit back and not work and live off rental income and dividends. Periodically selling off one or [...]
When it comes to investing, nothing travels in a singular direction
There is a concept called contrarian investing. It is an investment style where investors go against the prevailing market trend. While it is simple to understand, it is very difficult, [...]
Property
Articles about the real estate market with insights. Property guides for property buyers who would like to know about the various rules and regulations when buying a property in Singapore or the rest of the world.
Four factors to consider when investing in overseas properties
I have been dealing with the Singapore and Bangkok property market for many years. The Singapore property market for about two decades and the Bangkok property market for one. I [...]
Conflicting reports by analysts and news sources do not help property buyers
Yesterday I watched a ChannelNewsAsia clip stating that certain analysts made a statement that "Commercial rents in Woodlands must stay competitive or lose out to Johor". It was posted on [...]
The Normal Payment Scheme and Deferred Payment Schemes for Executive Condominiums
Executive condominiums ("ECs") are a hybrid form of property—a somewhat middle ground between a private condominium and public housing. ECs are built by private developers but sold under public housing [...]
Singapore Property Reviews
My personal opinion about the latest new project launches in Singapore.
My review of One Marina Gardens by the Kingsford Group
You know what I find perplexing? If location is key when it comes to property investment, then why are properties in the core central region getting so little interest from [...]
My review of Aurea by Far East Organization and Perennial Holdings
This is the redeveloped Golden Mile Complex. Golden Mile Complex held a special place in my heart. While I did not go to Golden Mile Complex very often, perhaps two [...]
My review of Parktown Residence by CapitaLand, UOL and Singapore Land
I have not done a review on a new launch in Singapore for some time. I find prices have gone far ahead of fundamentals. Not that you cannot purchase property [...]
Bangkok Property Reviews
My personal opinion about the latest new project launches in Bangkok.
My review of Noble Form Thonglor by Noble Development
For the record, if I were to live long term in Bangkok, it would be in the Thonglor neighbourhood. There are many reasons to live in Thonglor. For starters, this [...]
My review of Origin Residences Sukhumvit by Origin Property
To start off this property review, I will need to get this point across initially. Currently it is easier to rent a property in central Bangkok than it is to [...]
My review of Reference Ekkamai by SC Asset
It is not very often that a new development comes up in Ekkamai. For those unfamiliar with the Bangkok residential scene, the Ekkamai and Thonglor areas are among the most [...]
Ask Me Anything
If you have a topic which you would like to be discussed, you can email me at [email protected] or drop me a WhatsApp message.
Should I wait for later new launch phases to see if the developer will give more discounts?
Such a question is indicative of a purchaser who has not made up his or her mind on whether to purchase a certain property during its launch. For clarity's sake, [...]
Why is it that foreigners cannot obtain a mortgage from a local Thai bank when purchasing Thai property?
If you are a foreigner, not a Thai local resident, and were to purchase a Thai property, the options to obtain a mortgage are limited. Your only option is to [...]
What is the Foreign Exchange Transaction Form (FET)?
The Foreign Exchange Transaction Form (FET) is a document that is issued by a Thai bank. It is issued when foreign currency is transferred from outside of Thailand into Thailand. [...]
Random Musings
Here are my posts about all other matters that don’t fall into any of the above categories.
2024 and beyond!
The new year is here! 2023 was an exceptional year. I have had several people asking me what I had been up to for the past few years. I was [...]
Sit down, appreciate the silence, and think about what is truly going on…
Investing these days can be very daunting. Investors need to understand what they are investing and the first port of call would be the Internet. While the Internet is the [...]
Some changes to my humble blog
It has been a long while since I've blogged. I have been extremely busy with some other matters. So much so that I did not have the time to post [...]
